NerdyGirl University

Money & tax tools for creators and influencers

Price sponsorships properly, charge for usage rights, and stay ahead of quarterly taxes with calculators and courses made for creators.

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Creators get paid like businesses but are taxed like ones too — and most leave money on the table by underpricing sponsorships and ignoring quarterly taxes until it hurts. NerdyGirl University gives creators the pricing and tax tools a CPA-run media company would use.

Price sponsorships on value, not vibes

A flat “rate card” ignores what actually drives a brand deal’s worth: audience size and engagement, exclusivity, whitelisting/usage rights, and content volume. The Sponsorship Rate Calculator builds a defensible fair-market rate from those inputs and generates a counter-offer email, so you stop accepting the first number a brand throws out.

Own your usage rights

Brands frequently ask to run your content as paid ads (whitelisting) or reuse it beyond the original term — that’s worth far more than a single post. Our tools and templates price usage rights and exclusivity separately so you charge for the real value you’re handing over.

Never fear a quarterly tax bill again

Creator income is 1099 income: no withholding, self-employment tax, and quarterly estimates. The Creator Quarterly Tax tools and the Creator Tax Survival Kit track deductible expenses (equipment, software, home studio, travel) and project what to set aside so April is boring, not brutal.

Frequently asked questions

How much should I charge for a sponsored post?

There’s no universal CPM, but a defensible rate combines reach, engagement rate, content type (Reel vs. static), exclusivity, and usage rights. Start from a base derived from engaged audience, then add premiums for whitelisting, exclusivity, and extended term — the Sponsorship Rate Calculator does this and drafts a counter email.

Do content creators have to pay quarterly taxes?

If you expect to owe $1,000+ in tax for the year, the IRS generally expects quarterly estimated payments. Creator income has no withholding and is subject to self-employment tax (~15.3%) plus income tax, so setting aside 25–30% of net and paying quarterly avoids penalties.

What can creators write off on taxes?

Ordinary and necessary business expenses: cameras and gear, editing software, a dedicated home studio (home-office rules), props, travel for shoots, a portion of phone/internet, and contractor payments to editors. The Creator Tax Survival Kit organizes these so nothing is missed.

Should a creator form an LLC or S-Corp?

An LLC adds liability protection and flexibility; an S-Corp election can reduce self-employment tax once profit is consistently high (often ~$40–60k net), at the cost of running payroll. The LLC or S-Corp course walks through the break-even math.